Yes, the derivation doesn't interoperate, they would have to use nsec. But I'm not fully sold on this model yet. Might go with cloud instead of deriving
Even when I had to be up really early to commute to work, I still couldn't hit the hay before midnight. 9pm-1am has always been my most productive time for writing.
Injuries and pregnancies make up two thirds of all the expenses handled by crowdhealth members. You still need health care if you're healthy. It's just cheaper to pay cash than pass through insurance.